[rubygems/rubygems] Only override pre_install_checks when necessary

RubyGems >= 3.5 no longer raises `Gem::FilePermissionError` explicitly.

https://github.com/rubygems/rubygems/commit/df54b9fd90

lib/bundler/rubygems_gem_installer.rb

@@ -48,6 +48,7 @@ module Bundler
       spec
     end
 
+    if Bundler.rubygems.provides?("< 3.5")
       def pre_install_checks
         super
       rescue Gem::FilePermissionError
@@ -55,6 +56,7 @@ module Bundler
         # for real. We properly handle permission errors when they happen.
         nil
       end
+    end
 
     def generate_plugins
       return unless Gem::Installer.instance_methods(false).include?(:generate_plugins)